Dismantling of the Department of Education Means

In real time, we are watching the landscape of education shift dramatically. This week, two major headlines have dominated national news and social media, each signaling significant changes to our country’s educational structure.

1. Dismantling of the Department of Education

2. Declassification of Professional Degrees

At PreCollege Solutions, we are committed to staying informed about the issues that impact college accessibility and affordability. Based on the most recent developments, here is what we foresee:

College Affordability Will Become More Challenging

Beginning July 1, 2026, a new cap on federal student loans-part of the One Big Beautiful Bill-will take effect. Parent PLUS Loans will be capped at $20,500 per year, and Grad PLUS Loans will be eliminated.

Currently, the average cost of attendance at a public university, including housing and fees, approaches $30,000 per year. Graduate school tuition varies widely depending on the program, but costs remain significant across the board. Under the new Repayment Assistance Plan, graduate students will be capped at $50,000 per year, while the tuition and living expenses for future doctors, nurses, lawyers and etc. could cost over $70,000 per year. 

What does this mean?

• Families will need to explore more funding options to cover the gap.

• Community college enrollment is likely to increase.

• Four-year college enrollment may decline.

• For aspiring graduate students, the decision to pursue an advanced degree may shift from being primarily academic to being highly financial.

Expect More Processes and Systems

If you’ve worked through the college application or FAFSA process, you know it can feel overwhelming and time-consuming. With the anticipated dismantling of the Department of Education, families should prepare for even more complex processes and systems rolling out next year.

It will be critical for high schools and colleges to ensure their college and career teams are trained, informed, and equipped to navigate these changes. One unprepared professional can unintentionally hinder the progress of thousands of college and college-bound students.

Moving Forward

As the landscape continues to evolve, families should prioritize creating a financial game plan, even if that simply begins with applying for scholarships early. Staying informed and engaged with these emerging changes will be essential in making confident, empowered decisions.